/* ==========================================================================
   Sentinel Standard Insurance — Design System
   Palette: Navy / Royal Blue / Gold / Ivory
   Display type: Poppins  |  Body/UI type: Inter
   Signature motif: the "sealed corner" — a 45° clipped corner traced in
   gold, used on cards, panels and form frames to evoke a wax-sealed policy
   document without resorting to literal clip-art shields.
   ========================================================================== */

:root {
  /* Color tokens */
  --navy: #0a1e42;
  --navy-deep: #061530;
  --royal: #1b4ca5;
  --royal-dark: #123a80;
  --royal-light: #3f6fc4;
  --gold: #c6a15b;
  --gold-bright: #d9b968;
  --ivory: #f6f7fb;
  --white: #ffffff;
  --slate: #33404f;
  --slate-light: #6b7686;
  --line: #e3e7ee;
  --success: #1c7a4d;
  --danger: #b3311f;

  /* Type */
  --font-display: 'Poppins', 'Segoe UI', sans-serif;
  --font-body: 'Inter', 'Segoe UI', sans-serif;

  /* Layout */
  --container-max: 1200px;
  --radius-sm: 6px;
  --radius-md: 10px;
  --clip: 22px; /* signature corner clip size */
  --shadow-sm: 0 2px 10px rgba(10, 30, 66, 0.06);
  --shadow-md: 0 10px 30px rgba(10, 30, 66, 0.10);
  --shadow-lg: 0 25px 60px rgba(6, 21, 48, 0.18);
  --transition: 0.28s cubic-bezier(0.4, 0, 0.2, 1);
}

/* ==========================================================================
   Reset & base
   ========================================================================== */
* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  color: var(--slate);
  background: var(--white);
  line-height: 1.65;
  font-size: 1rem;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }

a { color: var(--royal); text-decoration: none; transition: color var(--transition); }
a:hover { color: var(--gold); }

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  color: var(--navy);
  font-weight: 600;
  line-height: 1.22;
  margin: 0 0 0.6em;
}

p { margin: 0 0 1em; }

.container-xl {
  width: 100%;
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 24px;
}

section { position: relative; }

:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 2px;
}

/* ==========================================================================
   Eyebrow / labels / dividers
   ========================================================================== */
.eyebrow {
  font-family: var(--font-body);
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  font-size: 0.78rem;
  color: var(--royal);
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 14px;
}

.eyebrow::before {
  content: '';
  width: 26px;
  height: 2px;
  background: var(--gold);
  display: inline-block;
}

.section-head {
  max-width: 720px;
  margin-bottom: 48px;
}

.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }

.section-head h2 { font-size: clamp(1.8rem, 3vw, 2.4rem); }

.section-head p { color: var(--slate-light); font-size: 1.08rem; }

.section-pad { padding: 96px 0; }
.section-pad-sm { padding: 64px 0; }

.bg-ivory { background: var(--ivory); }
.bg-navy { background: linear-gradient(155deg, var(--navy) 0%, var(--navy-deep) 100%); color: #dbe3f2; }
.bg-navy h2, .bg-navy h3, .bg-navy h4 { color: var(--white); }

.divider-gold {
  width: 64px;
  height: 3px;
  background: var(--gold);
  border-radius: 2px;
  margin: 18px 0;
}

/* ==========================================================================
   Buttons
   ========================================================================== */
.btn {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 0.95rem;
  letter-spacing: 0.01em;
  padding: 14px 30px;
  border-radius: var(--radius-sm);
  border: 2px solid transparent;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  cursor: pointer;
  transition: transform var(--transition), box-shadow var(--transition), background var(--transition), color var(--transition), border-color var(--transition);
  white-space: nowrap;
}

.btn-gold {
  background: linear-gradient(135deg, var(--gold-bright), var(--gold));
  color: var(--navy-deep);
}
.btn-gold:hover { transform: translateY(-2px); box-shadow: 0 12px 24px rgba(198, 161, 91, 0.35); color: var(--navy-deep); }

.btn-royal {
  background: var(--royal);
  color: var(--white);
  border-color: var(--royal);
}
.btn-royal:hover { background: var(--royal-dark); border-color: var(--royal-dark); transform: translateY(-2px); color: var(--white); box-shadow: var(--shadow-md); }

.btn-outline-light {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.55);
}
.btn-outline-light:hover { background: rgba(255,255,255,0.12); border-color: var(--white); color: var(--white); transform: translateY(-2px); }

.btn-outline-navy {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
}
.btn-outline-navy:hover { background: var(--navy); color: var(--white); transform: translateY(-2px); }

.btn-sm { padding: 9px 20px; font-size: 0.85rem; }
.btn-block { width: 100%; }

/* ==========================================================================
   Signature motif: sealed corner card
   ========================================================================== */
.seal-card {
  position: relative;
  background: var(--white);
  border: 1px solid var(--line);
  clip-path: polygon(0 0, calc(100% - var(--clip)) 0, 100% var(--clip), 100% 100%, 0 100%);
  padding: 36px 32px;
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}

.seal-card::after {
  content: '';
  position: absolute;
  top: 0; right: 0;
  width: var(--clip);
  height: var(--clip);
  background: linear-gradient(135deg, transparent 49%, var(--gold) 50%);
  opacity: 0.85;
}

.seal-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
  border-color: var(--gold);
}

/* ==========================================================================
   Navigation
   ========================================================================== */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255,255,255,0.96);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--line);
}

.navbar-custom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 0;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1.28rem;
  color: var(--navy);
}

.brand-mark {
  width: 40px;
  height: 40px;
  flex-shrink: 0;
}

.brand small {
  display: block;
  font-family: var(--font-body);
  font-weight: 500;
  font-size: 0.62rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold);
  margin-top: 1px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 8px;
  list-style: none;
  margin: 0;
  padding: 0;
}

.nav-links a {
  font-family: var(--font-display);
  font-weight: 500;
  font-size: 0.95rem;
  color: var(--slate);
  padding: 10px 16px;
  border-radius: var(--radius-sm);
  position: relative;
}

.nav-links a::after {
  content: '';
  position: absolute;
  left: 16px; right: 16px; bottom: 6px;
  height: 2px;
  background: var(--gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition);
}

.nav-links a:hover { color: var(--navy); }
.nav-links a:hover::after,
.nav-links a.active::after { transform: scaleX(1); }
.nav-links a.active { color: var(--navy); }

.nav-cta { margin-left: 8px; }

.nav-toggle {
  display: none;
  background: none;
  border: none;
  width: 42px;
  height: 42px;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 5px;
  cursor: pointer;
}

.nav-toggle span {
  width: 24px;
  height: 2px;
  background: var(--navy);
  transition: transform var(--transition), opacity var(--transition);
}

.nav-toggle.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle.open span:nth-child(2) { opacity: 0; }
.nav-toggle.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ==========================================================================
   Hero
   ========================================================================== */
.hero {
  position: relative;
  min-height: 92vh;
  display: flex;
  align-items: center;
  background: radial-gradient(1100px 700px at 82% -10%, rgba(198,161,91,0.14), transparent 60%),
              linear-gradient(160deg, var(--navy) 0%, var(--navy-deep) 65%, #050f24 100%);
  color: var(--white);
  overflow: hidden;
}

.hero-shield-pattern {
  position: absolute;
  inset: 0;
  opacity: 0.10;
  pointer-events: none;
  background-repeat: no-repeat;
  background-position: 100% 50%;
  background-size: 55% auto;
}

.hero-content { position: relative; z-index: 2; padding: 120px 0 90px; }

.hero-eyebrow {
  color: var(--gold-bright);
  font-family: var(--font-body);
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  font-size: 0.8rem;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 20px;
}

.hero-eyebrow::before { content: ''; width: 26px; height: 2px; background: var(--gold-bright); }

.hero h1 {
  color: var(--white);
  font-size: clamp(2.4rem, 5vw, 3.6rem);
  max-width: 780px;
  margin-bottom: 22px;
}

.hero h1 .accent { color: var(--gold-bright); }

.hero p.lead {
  color: rgba(219, 227, 242, 0.88);
  font-size: 1.18rem;
  max-width: 620px;
  margin-bottom: 36px;
}

.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; }

.hero-trust-strip {
  position: relative;
  z-index: 2;
  border-top: 1px solid rgba(255,255,255,0.14);
  padding: 26px 0;
}

.hero-trust-strip .container-xl {
  display: flex;
  flex-wrap: wrap;
  gap: 28px 44px;
  justify-content: space-between;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 12px;
  color: rgba(219, 227, 242, 0.85);
  font-size: 0.9rem;
  font-weight: 500;
}

.trust-item svg { flex-shrink: 0; color: var(--gold-bright); }

/* ==========================================================================
   Feature / "Why choose us" cards
   ========================================================================== */
.feature-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.feature-icon {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--royal), var(--royal-dark));
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}

.feature-card h3 { font-size: 1.18rem; margin-bottom: 10px; }
.feature-card p { color: var(--slate-light); margin-bottom: 0; font-size: 0.96rem; }

/* ==========================================================================
   About section
   ========================================================================== */
.about-grid {
  display: grid;
  grid-template-columns: 0.95fr 1.05fr;
  gap: 64px;
  align-items: center;
}

.about-media {
  position: relative;
  border-radius: var(--radius-md);
  overflow: hidden;
  clip-path: polygon(0 0, calc(100% - 34px) 0, 100% 34px, 100% 100%, 0 100%);
  box-shadow: var(--shadow-lg);
}

.about-media img { width: 100%; height: 100%; object-fit: cover; }

.about-badge {
  position: absolute;
  bottom: -1px;
  left: -1px;
  background: var(--navy);
  color: var(--white);
  padding: 18px 26px;
  border-top-right-radius: var(--radius-md);
}

.about-badge strong { display: block; font-family: var(--font-display); font-size: 1.6rem; color: var(--gold-bright); }
.about-badge span { font-size: 0.78rem; letter-spacing: 0.05em; color: rgba(255,255,255,0.8); }

.value-list { list-style: none; margin: 24px 0; padding: 0; display: grid; gap: 14px; }
.value-list li { display: flex; gap: 12px; align-items: flex-start; color: var(--slate); }
.value-list svg { flex-shrink: 0; color: var(--gold); margin-top: 3px; }

/* ==========================================================================
   Product cards
   ========================================================================== */
.product-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.product-card {
  display: flex;
  flex-direction: column;
  height: 100%;
}

.product-icon {
  width: 58px;
  height: 58px;
  border-radius: var(--radius-sm);
  background: var(--ivory);
  color: var(--royal);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  border: 1px solid var(--line);
}

.product-card h3 { font-size: 1.24rem; margin-bottom: 8px; }
.product-desc { color: var(--slate-light); margin-bottom: 16px; }

.benefit-list { list-style: none; margin: 0 0 24px; padding: 0; display: grid; gap: 8px; flex-grow: 1; }
.benefit-list li { display: flex; gap: 10px; font-size: 0.92rem; color: var(--slate); align-items: flex-start; }
.benefit-list svg { flex-shrink: 0; color: var(--success); margin-top: 3px; }

.product-actions { display: flex; gap: 10px; margin-top: auto; flex-wrap: wrap; }
.product-actions .btn { flex: 1 1 auto; }

/* ==========================================================================
   How it works — a genuine sequence, numbering is meaningful here
   ========================================================================== */
.steps-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  position: relative;
}

.step-item {
  position: relative;
  padding: 0 22px;
  text-align: center;
}

.step-num {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  border: 2px solid var(--gold);
  color: var(--navy);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1.3rem;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  background: var(--white);
  position: relative;
  z-index: 2;
}

.steps-row .step-item:not(:last-child)::after {
  content: '';
  position: absolute;
  top: 32px;
  left: 60%;
  width: 80%;
  height: 2px;
  background: repeating-linear-gradient(90deg, var(--line) 0 8px, transparent 8px 14px);
  z-index: 1;
}

.step-item h4 { font-size: 1.05rem; margin-bottom: 8px; }
.step-item p { color: var(--slate-light); font-size: 0.9rem; margin-bottom: 0; }

/* ==========================================================================
   Forms
   ========================================================================== */
.form-panel {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  padding: 44px;
  box-shadow: var(--shadow-md);
  position: relative;
}

.form-panel::before {
  content: '';
  position: absolute;
  top: 0; left: 32px; right: 32px;
  height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--royal));
  border-radius: 0 0 3px 3px;
}

.form-label {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 0.86rem;
  color: var(--navy);
  margin-bottom: 6px;
  display: block;
}

.form-label .req { color: var(--danger); margin-left: 3px; }

.form-control, .form-select {
  font-family: var(--font-body);
  border: 1.5px solid var(--line);
  border-radius: var(--radius-sm);
  padding: 12px 14px;
  font-size: 0.96rem;
  width: 100%;
  color: var(--slate);
  background: var(--white);
  transition: border-color var(--transition), box-shadow var(--transition);
}

.form-control:focus, .form-select:focus {
  outline: none;
  border-color: var(--royal);
  box-shadow: 0 0 0 4px rgba(27, 76, 165, 0.12);
}

.form-control.is-invalid, .form-select.is-invalid {
  border-color: var(--danger);
  background: #fdf4f3;
}

.field-error {
  color: var(--danger);
  font-size: 0.8rem;
  margin-top: 5px;
  display: block;
  font-weight: 500;
}

.form-group { margin-bottom: 22px; }

textarea.form-control { resize: vertical; min-height: 120px; }

.alert-success-panel {
  background: #f0f8f3;
  border: 1px solid #bfe3cd;
  border-left: 4px solid var(--success);
  border-radius: var(--radius-sm);
  padding: 22px 26px;
  color: #145233;
  display: flex;
  gap: 16px;
  align-items: flex-start;
  margin-bottom: 28px;
}

.alert-error-panel {
  background: #fdf3f2;
  border: 1px solid #f0c9c3;
  border-left: 4px solid var(--danger);
  border-radius: var(--radius-sm);
  padding: 18px 24px;
  color: #7a2013;
  margin-bottom: 28px;
}

.alert-success-panel svg { flex-shrink: 0; color: var(--success); margin-top: 2px; }

.file-upload-box {
  border: 1.5px dashed var(--line);
  border-radius: var(--radius-sm);
  padding: 26px;
  text-align: center;
  color: var(--slate-light);
  font-size: 0.9rem;
  background: var(--ivory);
  cursor: pointer;
  transition: border-color var(--transition), background var(--transition);
}

.file-upload-box:hover, .file-upload-box.drag-over { border-color: var(--royal); background: #eef3fb; }
.file-upload-box svg { color: var(--royal); margin-bottom: 10px; }
.file-name-display { margin-top: 10px; font-weight: 600; color: var(--navy); font-size: 0.86rem; }

/* ==========================================================================
   Testimonials
   ========================================================================== */
.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.testimonial-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  padding: 32px;
  position: relative;
}

.testimonial-stars { color: var(--gold); margin-bottom: 16px; letter-spacing: 2px; }
.testimonial-quote { color: var(--slate); font-size: 0.98rem; margin-bottom: 22px; font-style: italic; }

.testimonial-person { display: flex; align-items: center; gap: 12px; }
.testimonial-avatar {
  width: 46px; height: 46px; border-radius: 50%;
  background: var(--royal); color: var(--white);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-display); font-weight: 600; font-size: 0.95rem;
}
.testimonial-name { font-weight: 600; color: var(--navy); font-size: 0.92rem; }
.testimonial-loc { font-size: 0.8rem; color: var(--slate-light); }

/* ==========================================================================
   Stats / counters
   ========================================================================== */
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 28px;
  text-align: center;
}

.stat-number {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: clamp(2.2rem, 4vw, 3rem);
  color: var(--gold-bright);
  line-height: 1;
  margin-bottom: 10px;
}

.stat-label {
  font-size: 0.92rem;
  color: rgba(219, 227, 242, 0.82);
  letter-spacing: 0.02em;
}

/* ==========================================================================
   FAQ Accordion
   ========================================================================== */
.faq-list { max-width: 820px; margin: 0 auto; display: grid; gap: 14px; }

.faq-item {
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  background: var(--white);
  overflow: hidden;
}

.faq-question {
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  padding: 20px 24px;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 1rem;
  color: var(--navy);
  display: flex;
  align-items: center;
  justify-content: space-between;
  cursor: pointer;
  gap: 16px;
}

.faq-question .plus {
  flex-shrink: 0;
  width: 22px; height: 22px;
  border: 1.5px solid var(--gold);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  position: relative;
  transition: transform var(--transition);
}

.faq-question .plus::before, .faq-question .plus::after {
  content: '';
  position: absolute;
  background: var(--gold);
}
.faq-question .plus::before { width: 10px; height: 1.6px; }
.faq-question .plus::after { width: 1.6px; height: 10px; transition: transform var(--transition); }

.faq-item.open .faq-question .plus::after { transform: rotate(90deg) scaleX(0); }
.faq-item.open .faq-question .plus { border-color: var(--royal); transform: rotate(180deg); }

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--transition);
}

.faq-answer-inner { padding: 0 24px 22px; color: var(--slate-light); font-size: 0.95rem; }

/* ==========================================================================
   CTA band
   ========================================================================== */
.cta-band {
  background: linear-gradient(135deg, var(--royal) 0%, var(--royal-dark) 100%);
  color: var(--white);
  border-radius: var(--radius-md);
  padding: 64px 56px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  flex-wrap: wrap;
}

.cta-band h2 { color: var(--white); margin-bottom: 6px; }
.cta-band p { color: rgba(255,255,255,0.85); margin-bottom: 0; }
.cta-actions { display: flex; gap: 14px; flex-wrap: wrap; }

/* ==========================================================================
   Page header (for interior pages)
   ========================================================================== */
.page-header {
  background: linear-gradient(155deg, var(--navy) 0%, var(--navy-deep) 100%);
  color: var(--white);
  padding: 76px 0 64px;
  position: relative;
  overflow: hidden;
}

.page-header .eyebrow { color: var(--gold-bright); }
.page-header .eyebrow::before { background: var(--gold-bright); }
.page-header h1 { color: var(--white); font-size: clamp(2rem, 4vw, 2.7rem); margin-bottom: 12px; }
.page-header p { color: rgba(219,227,242,0.85); max-width: 640px; font-size: 1.05rem; margin-bottom: 0; }

.breadcrumb-trail { display: flex; gap: 8px; align-items: center; font-size: 0.85rem; color: rgba(219,227,242,0.7); margin-bottom: 18px; }
.breadcrumb-trail a { color: rgba(219,227,242,0.85); }
.breadcrumb-trail a:hover { color: var(--gold-bright); }

/* ==========================================================================
   Legal / long-form content pages
   ========================================================================== */
.legal-content { max-width: 820px; margin: 0 auto; }
.legal-content h2 { font-size: 1.4rem; margin-top: 2.2em; }
.legal-content h2:first-of-type { margin-top: 0; }
.legal-content h3 { font-size: 1.1rem; color: var(--royal-dark); }
.legal-content p, .legal-content li { color: var(--slate); }
.legal-content ul { padding-left: 1.3em; }
.legal-updated {
  display: inline-block;
  background: var(--ivory);
  border: 1px solid var(--line);
  padding: 8px 16px;
  border-radius: 30px;
  font-size: 0.82rem;
  color: var(--slate-light);
  margin-bottom: 32px;
}

.legal-toc {
  background: var(--ivory);
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  padding: 24px 28px;
  margin-bottom: 40px;
}
.legal-toc h4 { font-size: 0.9rem; text-transform: uppercase; letter-spacing: 0.06em; color: var(--navy); margin-bottom: 12px; }
.legal-toc ol { padding-left: 1.2em; margin: 0; columns: 2; column-gap: 24px; }
.legal-toc li { font-size: 0.92rem; margin-bottom: 6px; }

/* ==========================================================================
   Contact page
   ========================================================================== */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 48px;
}

.contact-info-card {
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius-md);
  padding: 40px 34px;
  height: 100%;
}

.contact-info-card h3 { color: var(--white); font-size: 1.2rem; }
.contact-detail { display: flex; gap: 14px; margin-bottom: 22px; align-items: flex-start; }
.contact-detail svg { color: var(--gold-bright); flex-shrink: 0; margin-top: 3px; }
.contact-detail strong { display: block; font-size: 0.82rem; text-transform: uppercase; letter-spacing: 0.05em; color: rgba(255,255,255,0.6); margin-bottom: 3px; }
.contact-detail span, .contact-detail a { color: var(--white); font-size: 0.98rem; }
.contact-detail a:hover { color: var(--gold-bright); }

.social-row { display: flex; gap: 10px; margin-top: 28px; }
.social-icon {
  width: 38px; height: 38px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,0.25);
  display: flex; align-items: center; justify-content: center;
  color: var(--white);
  transition: background var(--transition), border-color var(--transition);
}
.social-icon:hover { background: var(--gold); border-color: var(--gold); color: var(--navy-deep); }

/* ==========================================================================
   Footer
   ========================================================================== */
.site-footer {
  background: var(--navy-deep);
  color: rgba(219, 227, 242, 0.78);
  padding: 72px 0 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1fr 1.2fr;
  gap: 40px;
  padding-bottom: 52px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer-brand { display: flex; align-items: center; gap: 10px; color: var(--white); font-family: var(--font-display); font-weight: 700; font-size: 1.15rem; margin-bottom: 16px; }
.footer-about p { font-size: 0.9rem; color: rgba(219,227,242,0.68); max-width: 300px; }

.footer-col h5 {
  color: var(--white);
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 20px;
}

.footer-col ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 12px; }
.footer-col a { color: rgba(219,227,242,0.72); font-size: 0.92rem; }
.footer-col a:hover { color: var(--gold-bright); }

.footer-contact li { display: flex; gap: 10px; align-items: flex-start; font-size: 0.9rem; }
.footer-contact svg { flex-shrink: 0; margin-top: 3px; color: var(--gold-bright); }

.footer-bottom {
  padding: 26px 0 30px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 14px;
  font-size: 0.84rem;
  color: rgba(219,227,242,0.55);
}

.footer-bottom .social-row { margin-top: 0; }

/* ==========================================================================
   Animation utilities
   ========================================================================== */
.fade-in-up {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.fade-in-up.is-visible { opacity: 1; transform: translateY(0); }

.fade-in-up.delay-1 { transition-delay: 0.08s; }
.fade-in-up.delay-2 { transition-delay: 0.16s; }
.fade-in-up.delay-3 { transition-delay: 0.24s; }
.fade-in-up.delay-4 { transition-delay: 0.32s; }
.fade-in-up.delay-5 { transition-delay: 0.4s; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .fade-in-up { opacity: 1; transform: none; transition: none; }
  * { animation-duration: 0.001ms !important; transition-duration: 0.001ms !important; }
}

/* ==========================================================================
   Responsive
   ========================================================================== */
@media (max-width: 991px) {
  .feature-grid, .product-grid, .testimonial-grid { grid-template-columns: repeat(2, 1fr); }
  .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 36px 20px; }
  .steps-row { grid-template-columns: repeat(2, 1fr); gap: 40px 0; }
  .steps-row .step-item:nth-child(2)::after { display: none; }
  .about-grid { grid-template-columns: 1fr; gap: 40px; }
  .about-media { max-width: 480px; }
  .contact-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: repeat(2, 1fr); gap: 36px; }
  .footer-about { grid-column: 1 / -1; }
  .legal-toc ol { columns: 1; }
}

@media (max-width: 767px) {
  .nav-toggle { display: flex; }
  .nav-links {
    position: fixed;
    top: 73px; left: 0; right: 0;
    background: var(--white);
    flex-direction: column;
    align-items: stretch;
    padding: 12px 24px 24px;
    border-bottom: 1px solid var(--line);
    box-shadow: var(--shadow-md);
    max-height: 0;
    overflow: hidden;
    opacity: 0;
    transition: max-height var(--transition), opacity var(--transition);
    gap: 4px;
  }
  .nav-links.open { max-height: 420px; opacity: 1; }
  .nav-links a { padding: 14px 6px; border-bottom: 1px solid var(--line); border-radius: 0; }
  .nav-links a::after { display: none; }
  .nav-cta { margin: 12px 6px 0; }
  .nav-cta .btn { width: 100%; }

  .feature-grid, .product-grid, .testimonial-grid { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .steps-row { grid-template-columns: 1fr; }
  .steps-row .step-item::after { display: none; }
  .section-pad { padding: 64px 0; }
  .cta-band { flex-direction: column; text-align: center; padding: 44px 28px; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .form-panel { padding: 28px 22px; }
  .hero-content { padding: 100px 0 60px; }
  .hero-trust-strip .container-xl { justify-content: flex-start; gap: 18px 32px; }
}

@media (max-width: 560px) {
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
}